- Russians stopped taking car loans
392 thousand loans for the purchase of a car, which is 18.8% less than in the same period last year.
The total amount of loans issued in the first half of the year decreased by 9.3% and amounted to 221 billion 539 million rubles, while the average loan amount increased by the end of the period under review by 6.3% compared to the same period last year and amounted to 526.
5 thousand rubles. The total amount owed by Russians to banks is 1 trillion 506 million rubles. , the ratio of overdue debts remained at the level of the previous year (3.9%).
According to statistics from the Association of European Businesses (AEB), the Russian car market for LCV passenger cars in the first half of the year sank by 7.
6% compared to the same period in 2021. The fall in the market is largely facilitated by the increase in rates for car loans and the tightening of requirements for borrowers, said the head of the agency's analytics departmentAutostatAndrey Toptun. ..The car market in January - June of this year 2021 was under the negative impact of the end in December 2021 of the state program of preferential car loans, which delayed buyers who were planning to make a purchase this year.
, - the expert noted.